Home Insurance
Home insurance protects your house or apartment against fire, theft, electrical damage, and flooding, and can include civil liability (when you, your family, or your pet cause damage to someone else, inside or outside your home) and 24-hour assistance. Branda builds the coverage around what you actually have at home, not a generic package.
You describe the property: type, size, whether it’s a house or apartment, rented or owned.
We assess the value of what you want to protect (structure, contents, electronics) to size the right coverage.
We compare insurers and show you the options with what’s included in each.
Once you’re covered, any incident goes through us first, we contact the insurer and follow through until it’s resolved.
Yes, under contents coverage, which you declare and size when you take out the policy. The more complete your list of valuables (electronics, jewelry, equipment), the more accurate the coverage.
Yes, and it’s often required in the lease. In that case, the tenant usually insures the contents (their own belongings) and the owner insures the structure, we explain which part is yours to cover.
It’s coverage for when you, your family, or your pet cause damage to someone or their property, not just inside your home. It covers, for example, everything from a leak that affects the downstairs neighbor to your dog running off and biting a passerby. Without this coverage, you’re personally liable for the loss.
If the renovation significantly changes the value of the property or its contents (an addition, for example), it’s worth updating the policy so coverage keeps matching reality. We track this together with you.
It depends on the insurer and the plan chosen, some include it as standard, others as optional. Since this varies a lot between insurers, we compare this specific item before you close the policy.
Talk to us on WhatsApp and send your details. We compare insurers and reply the same day.
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